Health insurance cost in Romania – A brief answer

In Romania, state-provided health insurance is mandatory for all citizens with an income. What about the cost?

Note: This article was originally published in February 2025 and has been updated on July 29, 2025 to reflect the latest legislative changes.

The contribution is automatically deducted from salaries at a rate of 10% of the gross income. For individuals without a regular income, the option to access essential medical services exists by paying an annual fee of 2,430 RON, which amounts to approximately 202 RON per month – roughly 40 Euro.

The state health insurance covers a broad range of public medical services, including consultations, laboratory tests, and specialized treatments. The primary beneficiaries of the system include employees, children, students up to the age of 26 (read this guide for a more detailed description).

In addition to the mandatory state insurance, private health insurance options are also available. These provide additional benefits, such as shorter waiting times, improved hospital conditions, and greater flexibility in choosing healthcare providers.

Understanding the structure and limitations of Romania’s health insurance system is crucial for both residents and expatriates seeking medical care in the country. While the public system ensures essential healthcare coverage, those seeking more convenience and higher-quality services may consider supplementing their coverage with private insurance plans.