Health insurance cost in Romania – A brief answer

The contribution is automatically deducted from salaries at a rate of 10% of the gross income. For individuals without a regular income, the option to access essential medical services exists by paying an annual fee of 1,980 RON, which amounts to approximately 165 RON per month – roughly 33 Euro.

The state health insurance covers a broad range of public medical services, including consultations, laboratory tests, and specialized treatments. The primary beneficiaries of the system include employees, children, students up to the age of 26, and dependents.

In addition to the mandatory state insurance, private health insurance options are also available. These provide additional benefits, such as shorter waiting times, improved hospital conditions, and greater flexibility in choosing healthcare providers.

Understanding the structure and limitations of Romania’s health insurance system is crucial for both residents and expatriates seeking medical care in the country. While the public system ensures essential healthcare coverage, those seeking more convenience and higher-quality services may consider supplementing their coverage with private insurance plans.

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